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Joined:  2nd August, 2017
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In the past, lenders would require borrowers to write checks for the full amount of the loan and the fee. The check is dated on the maturity of the loan. The lender can cash that check or deposit and it is the responsibility of the borrower to make sure that his/her account has enough money. Today, that is no longer required. Lenders have found a better way and that is through the use of CPA or a continuous payment authority. This authority allows the lender to take out a payment from your bank account or credit card.

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